Senior credit leadership role covering all CRE asset classes Oversight of underwriting quality, portfolio risk, and policy About Our Client This role is with a well-established, mid-sized bank located in Midtown. Job Description * Lead and oversee the commercial real estate underwriting team, ensuring robust credit analysis, effective challenge, and consistent application of credit policies and risk standards. * Review and sponsor credit transactions submitted for approval, confirming that risk ratings appropriately reflect borrower and transaction risk profiles. * Partner with lending, portfolio management, and other stakeholders to support portfolio quality while balancing growth objectives and risk appetite. * Provide guidance on loan structuring, including repayment terms, covenants, collateral, and other credit conditions. * Participate in client meetings and site visits as appropriate to support credit assessment and structuring decisions. * Coach and mentor less experienced colleagues across credit, portfolio management, and lending functions, reinforcing sound underwriting practices and regulatory compliance. * Support talent evaluation, performance management, and development planning within the credit function. * Lead or actively participate in Credit Committee and other governance forums, ensuring clear and timely responses to approval authority inquiries. * Oversee the preparation and accuracy of recurring and ad hoc credit reporting, including monthly and quarterly deliverables. * Serve as a key point of contact for regulators and auditors on credit-related matters, supporting examinations and audits as required. * Monitor portfolio performance, exposure levels, and concentration risks, identifying trends and early warning indicators. * Drive technology adoption and process enhancements within the credit function, aligned with broader technology and AI initiatives. * Promote collaboration and alignment around strategic initiatives across credit and business teams. * Maintain awareness of industry developments and best practices, applying insights to inform senior leadership decision-making and continuous improvement efforts. * Perform other related duties as assigned. The Successful Applicant * Bachelor's degree or equivalent professional experience. * Minimum of 12 years of commercial real estate credit experience across multiple asset classes. * Proven background as a credit-trained banker operating in a highly credit-intensive environment. * Strong leadership capabilities with a hands-on management style and demonstrated commitment to coaching and developing talent. * Excellent analytical, written, verbal, and interpersonal communication skills. * Broad knowledge of commercial real estate markets, with particular familiarity with the Tri-State region and South Florida. * Advanced expertise in credit structuring, covenant design, and management of large and complex credit exposures. * Strong understanding of regulatory credit frameworks, risk models, and supervisory expectations. * Strategic mindset with the ability to drive innovation, efficiency, and process improvement. What's on Offer Competitive base salary ranging from $220,000 to $250,000 USD. Comprehensive benefits package to support your well-being. Opportunity to lead a high-performing team in the financial services industry.

Head of CRE Underwriting

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