Main Responsibilities • Analysing financial statements (Income Statement, Balance Sheet and Cash Flow Statement) of public and private companies and inputting the required data into various credit analysis systems. • Screening the loan agreements and understanding the financial covenants applicable to the borrower. • Preparation of various reports for lending teams across the globe for overdue ratings, covenants and financials – we want to be able to proactively help the lending teams resolve any issues before they may arise. • Conducting background research independently to understand the broad drivers that guide various sectors in which the borrowers operate with a view to performing a brief risk assessment, resulting in an appropriate risk rating. • You will tap into your credit, analytical and technical skills while working collaboratively with your local and global peers and management teams. • You will work with engaged managers and have exposure to global teams across all areas of Wholesale Banking (e.g., corporate, real estate, and financial institutions etc).
Intermediate Credit Analyst
ING
NL
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